Garrison.
VA Loan Risk Review

Don't find out your VA loan PCS'd you into negative cash flow — after closing.

A flat fee risk review checking your post PCS tax spike, rent coverage, and cash flow math — before you sign.

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VA Home Underwriting Report

123 Sample Ct, Fayetteville, NC

Sample
Monthly Cash Flow+$65
Cash on Cash Return1.8%
Cap Rate5.8%
Total Monthly PITI$2,108

Modeled Cash Flow Result

This property cash flows as modeled.

The Problem

The VA loan gets you approved. It doesn't tell you if the deal still works after you leave.

Is This You?
The Reluctant LandlordOrders in hand, house you're about to leave, and everyone's telling you not to sell.
The House HackerComparing a couple of properties, want the real numbers — not a Zillow estimate.
The Portfolio OwnerA house at every duty station, and you've never seen them side by side.
A real Richland County, SC property, run through the county's own tax estimator twice: $2,203/year as an owner occupied legal residence, $9,517/year as a rental — a $7,314/year jump. That's the number your lender never checks. (One real property in one county, using that county's own numbers — every county sets its own rates, so yours will differ.)
How It Works

Four steps between you and the real numbers.

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Why Trust This

Built by a service member who ran these numbers on his own house hack first.

Veteran owned, built specifically for VA loan mechanics and post PCS house hacking — not a generic real estate calculator with a flag on it.

Keep it or sell it — this is the real number to weigh it against, not a gut feeling.

Nobody's job is to check this. Your lender underwrites the loan, not what happens after you leave it.

Pricing

One flat fee. No subscriptions, no percentage of loan amount.

Recon

$125

2 properties

A couple properties, straightforward numbers, fast answer.

Most Chosen

Sentry

$199

5 properties

House hack buyers who want market context, not just math.

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Know the number before you write the offer.

Submit your property details today and get an independent Risk Memorandum in as little as 30 minutes.

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