Built because I needed this and it didn't exist.
I'm an active-duty Engineer Officer and a graduate of the United States Military Academy at West Point. Like most service members, my introduction to real estate was the VA loan benefit — and across two PCS moves to opposite ends of the country, I learned firsthand how much the numbers can shift once a property stops being your primary residence.
Each time orders came through, the tax bill on my own property was reassessed for non-owner-occupied status, and the rent I needed to cover the new payment wasn't what the online calculators had told me going in. I ran the real numbers by hand — county reassessment schedules, comparable rents, realistic vacancy — because nobody in the loan process was going to do it for me. The lender's job is to qualify the loan, not to tell you whether the deal still works once you leave.
Garrison Risk Review is that same process, formalized, so the next service member buying with a VA loan doesn't have to learn it the hard way. It's independent, flat-fee, and built specifically around the mechanics of VA loans, PCS timelines, and 2-4 unit house-hacking — not a generic rental calculator.

Stone McGilvra Sawyer
Founder, Garrison Risk Review
Questions before you order? Reach out directly.
review@garrisonriskreview.com